Gradifi is Gratitude

We want to provide more than just a job perk or benefit. We want to provide a thank you. Thank you for studying. Thank you for learning. Thank you for working so hard.

Taking on a Powerful Challenge

We started with the simple belief that we could not sit idly by as 40 million of us were in the grip of one of the biggest financial stressors of our age. Student debt. In response, we formed a company made up of some of the industry’s most experienced professionals to help people break the stranglehold that the financial costs of education have on people every day.

Gradifi was founded in January 2014 and joined the E*TRADE family of businesses in December 2019. Gradifi is leading the way in providing innovative financial benefits that empower employers to help their people work toward brighter financial futures with contributions to their student loans, options to refinance their loans and help to create nest eggs for their children’s educational futures.

As employers have raised their hands to help, our team has grown, yet we remain as dedicated to hard work and service as the people we serve. We remain grounded in the pillars that have led companies large and small to choose Gradifi to build the engaged and loyal workforce that will empower their futures.

Our Leadership

Kate WingetSenior Vice PresidentRead Bio
Kathy BorowyVP, Financial Planning & AnalysisRead Bio
Rick CiminoVP, OperationsRead Bio
TJ DonovanVP, SalesRead Bio
Scott KerrVP, ProductRead Bio
Melissa KingVP, MarketingRead Bio
Insaf MasoodVP, InfoSecRead Bio
Stefanie MatthewsVP, Client SuccessRead Bio
Todd PinkertonVP, IT ArchitectureRead Bio

Our Team

Jeff Albro
Business Intelligence Engineer
Chris Anderson
Network SecOps Engineer
Dave Bates
Design Director
Andrew Bessette
Senior Manager, Benefit Brokers and Consultants
Chris Bessette
Senior Account Executive
Katie Black
Operations Security Analyst
John Choi
Director, Program and Project Management
Andrew Collins
Account Executive
Dean DeLillo
Director of Quality
Reinier den Boggende
Manager, Digital Marketing
Nathan Dilgard
Security Analyst
Max Gillett
Software Architect
Yosef Gold
Network OpsSec Engineer
Andrew Gray
DevOps Engineer
Alicia Hansen
Technical Administrator
Chris Hervieux
Client Success Manager
Michaela Jancsy
Account Executive
Katie Kantrowitz
Marketing Associate, Social Media and Content
Amanda Lennox
Business Intelligence Analyst
Amber Meuwissen
Client Success Manager
Lauren Mulvehill
User Experience Designer
Trong Nguyen
Software Engineer in Test
Justin Orr
Senior Software Engineer
Ken Pearson
Email Marketing Associate
Edward Pratt
Software Engineer
Maria Rodriguez
Senior Product Marketing Manager
Carolyn Sall
Senior Operations & Support Manager
Cassandra Smith
Sales Operations Lead
Laurie Strazzullo
Director of Partnerships
Sergey Styskin
Lead Software Engineer
Dorothy Tai
Senior Accountant & Financial Analyst
Jordanna Vergara
Customer Support Associate

The material provided by E*TRADE Financial, LLC or any of its direct or indirect subsidiaries (E*TRADE) or by a third party not affiliated with E*TRADE is for educational purposes only and is not an individualized recommendation. The information contained in the third-party material has not been endorsed or approved by E*TRADE, and E*TRADE is not responsible for the content. This information neither is, nor should be construed as, an offer or a solicitation of an offer, or a recommendation, to buy, sell, or hold any security, financial product, or instrument discussed herein, or to open a particular account or to engage in any specific investment strategy by E*TRADE.


The E*TRADE Financial family of companies provides financial services, including trading, investing, banking, and managing employee stock and financial wellness benefit plans.


E*TRADE Financial Corporate Services, Inc. acquired Gradifi, Inc. Gradifi offers financial wellness benefits focused on solutions for employers to provide their employees student loan and college savings benefits.


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This is not an offer to sell or a solicitation of an offer to buy securities, products or services, by any person or entity in any jurisdiction or country where such distribution or use would be contrary to law or regulation.


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Gradifi by E*TRADE is a licensed provider of money transfer services (NMLS ID: 1959157).


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