Student Loan PayDown

Enable employees to conquer their student debt more quickly through flexible employer contributions.

Inside the benefits of the SLP Plan®

See how contributing to your employees' financial well-being impacts your bottom line.

Turn on the SLP Plan® benefit to see the impact on your employees

The SLP Plan contribution OFF

Employee retention without SLP Plan® benefit


of employees are likely to stay at their current job1

Employee student loan stress without SLP Plan® benefit


of young workers report little to no stress about repaying their student loans2

Employee happiness without SLP Plan® benefit


of employees report being happy at their place of employment3

How it works

Try out the platform to see how easy it is to use.

Request a Product Demo

Customize Program & Contributions

We work with you to design the perfect program for your business and employees. Our easy-to-use interface allows your HR team to set up a plan with no system integration required. 

Enroll Employees

It takes less than ten minutes for employees to sign up and be ready to receive their first contribution. Our customer service team is ready to answer any question to ensure a smooth onboarding experience.

Review and Approve

You will have the opportunity to review and approve contributions each month before they are made. This takes just a few minutes to do.

Offer Refinancing

Offer refinancing options that empower your employees to competitively refinance their student loans, and potentially lower their monthly payment or APR.

SLP Plan® contributions make an impact on your employees' lives

You can help Ethan save

2½ years or $17,900

off his student loan debt5

Join these clients in pioneering a new way to invest in employees and thank them for investing in themselves.

PwCPenguin Random HouseDCUSotheyby'sLewis BrisboisFareway




American Bankers Association Seal

Gradifi's SLP Plan® (Student Loan PayDown) benefit is endorsed by the American Bankers Association through its Corporation for American Banking subsidiary.

The material provided by E*TRADE Financial, LLC or any of its direct or indirect subsidiaries (E*TRADE) or by a third party not affiliated with E*TRADE is for educational purposes only and is not an individualized recommendation. The information contained in the third-party material has not been endorsed or approved by E*TRADE, and E*TRADE is not responsible for the content. This information neither is, nor should be construed as, an offer or a solicitation of an offer, or a recommendation, to buy, sell, or hold any security, financial product, or instrument discussed herein, or to open a particular account or to engage in any specific investment strategy by E*TRADE.

The E*TRADE Financial family of companies provides financial services, including trading, investing, banking, and managing employee stock and financial wellness benefit plans.

E*TRADE Financial Corporate Services, Inc. acquired Gradifi, Inc. Gradifi offers financial wellness benefits focused on solutions for employers to provide their employees student loan and college savings benefits.

Content and services available to non-US participants may be different than those available to US participants.

This is not an offer to sell or a solicitation of an offer to buy securities, products or services, by any person or entity in any jurisdiction or country where such distribution or use would be contrary to law or regulation.

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Gradifi by E*TRADE is a licensed provider of money transfer services (NMLS ID: 1959157).

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